Florida is one of the most desirable vacation destinations in the U.S., offering warm weather, beautiful beaches and endless attractions. It’s the perfect spot to enjoy a seasonal getaway or make a rental investment.
But what makes for an affordable and comfortable vacation home in Florida? Here are some of the best Florida vacation home options, including one of the most budget-friendly choices: manufactured homes.
What to Look for in a Florida Vacation Home
The ideal home away-from-home will differ for everyone. Choosing the best vacation home in Florida depends on your lifestyle, budget and desired location. Some factors to consider include:
1. Affordability and Ongoing Costs
A vacation home should fit within your budget while still offering the amenities and comfort you need. The cost of a home is made up of more than just the purchase price. Savvy prospective homeowners should also consider property taxes, homeowners association (HOA) fees and maintenance costs when determining if a vacation home is within their budget.
2. Location, Location, Location
The best place to buy a vacation home in Florida largely depends on your interests and lifestyle. Some popular locations here include:
- Florida Keys: Perfect for those seeking a tropical paradise with world-class fishing and diving opportunities.
- Orlando and Kissimmee: Ideal for theme park enthusiasts, these areas offer easy access to major theme parks.
- Atlantic Coast: St. Augustine, Daytona Beach and Fort Lauderdale provide a mix of historical charm and vibrant beach scenes.
- Gulf Coast: Cities like Destin, Panama City Beach and Naples boast pristine white sand beaches and crystal-clear waters.
3. Low Maintenance and Durability
Your vacation home should be easy to maintain, especially if you won’t be living there permanently. Homes with energy-efficient features, durable materials and hurricane-resistant construction are ideal for Florida’s climate.
Best Types of Vacation Homes in Florida
Your choice of vacation home types in Florida are nearly limitless! The state offers a variety of vacation home options. Here’s how they compare:
1. Condos and Townhomes
Condos are popular for those who want a low-maintenance property with resort-style amenities and a community feel. Many condos offer community pools, gyms and beach access. However, they do come with monthly or yearly HOA fees that can be expensive.
2. Single-Family Homes
Traditional homes provide privacy and more space, making them ideal for families or those looking to rent out their property. However, they often require more maintenance and come with higher costs.
3. Manufactured Homes: An Affordable Alternative
An often overlooked vacation home option is a manufactured home. Manufactured homes offer numerous benefits that condos and traditional homes do not.
- Lower Costs – Manufactured homes are significantly more affordable than site-built homes, allowing buyers to get more space for their budget.
- Energy Efficiency – Many manufactured homes are designed with energy-saving features that can significantly reduce your utility costs.
- Customization – Modern manufactured homes offer spacious floor plans, stylish interiors and the ability to customize finishes.
- Hurricane-Resistant Design – Florida’s manufactured homes must meet strict building codes, ensuring they are built to withstand strong storms.
- Community Living – Manufactured home communities often include amenities such as pools, basketball or tennis courts, and fitness centers.
For those wondering where to buy a vacation home in Florida, manufactured home communities in places like Tampa, Sarasota, and other coastal towns may offer budget-friendly options in prime locations with exceptional views.
Financing and Investment Potential
Vacation homes can be a great investment if you plan to rent them out when you’re not using them. Many vacation rental platforms make it easy to generate income. When it comes to financing your dream Florida vacation home, be sure to research loan options, including mortgages tailored for second homes and manufactured home loans.
Find Your Perfect Florida Vacation Home From Jacobson Homes!
If you’re interested in an affordable, customizable and high-quality manufactured vacation home, Jacobsen Homes has been a trusted builder in Florida for over 65 years. Contact us today to learn more about available floor plans and pricing.