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Florida has become a haven for manufactured home enthusiasts. Over 20 million people in the U.S. reside in manufactured homes, with Florida housing the largest percentage, particularly in 55+ communities that offer resort-style living. 

As the demand for affordable housing surges, with over 100,000 manufactured homes shipped across the U.S. in 2024, more retirees and families are choosing this option. But are manufactured homes in Florida safe? Here’s the information you need to choose a safe location for your manufactured home in Florida, ensuring you enjoy the best of the Sunshine State’s lifestyle while benefiting from the affordability and flexibility that manufactured homes offer.

Choose Between a Manufactured Home Community or Private Land

There are two main options for placing a manufactured home: living in a designated community or purchasing private land.

Benefits of a Manufactured Home Community:

  • Safety and Security: Many communities have gated access, security patrols and neighborhood watch programs.
  • Amenities and Maintenance: Enjoy shared perks like clubhouses, pools and landscaping services.
  • Hurricane-Resistant Infrastructure: Many communities are built with reinforced foundations and community storm shelters.

Benefits of Private Land Ownership:

  • Greater Customization: You have full control over home modifications, landscaping and property use.
  • More Space and Privacy: Unlike community living, private land offers larger lots and fewer restrictions.
  • Potential for Investment Growth: Land ownership often appreciates, adding long-term value.

Consider Weather and Natural Disaster Risks

Florida’s climate presents unique challenges, including hurricanes, flooding and high humidity. To choose a safer location:

  • Check Wind Zones: Florida has designated wind zones that dictate how homes must be built to withstand hurricane-force winds. If you’re in a coastal or high-risk area, ensure your home is designed for Wind Zone III requirements.
  • Avoid Flood-Prone Areas: Use FEMA’s Flood Map Service Center to check flood zones before purchasing land. Higher elevation areas or properties with proper drainage systems are safer options.
  • Hurricane Preparedness: Look for communities or locations that have storm shelters, evacuation routes and robust disaster response plans.

Understand Local Zoning Laws and Regulations

Not all land in Florida is zoned for manufactured homes. Before purchasing a lot:

  • Check Local Zoning Restrictions: Some areas only allow modular or site-built homes.
  • Verify Utility Connections: Ensure the site has access to electricity, water and sewage services.
  • Review HOA Rules: If moving into a manufactured home community, review homeowner association (HOA) guidelines for restrictions on home styles, lot usage and modifications.

Look for a Stable Foundation and Soil Quality

The quality of the land where you place your manufactured home affects its durability and maintenance costs.

  • Avoid Loose or Sandy Soil: Florida’s sandy terrain can shift over time, leading to structural issues. Seek locations with compacted soil or clay bases.
  • Check for Sinkhole Activity: Central Florida has a history of sinkholes. Use the Florida Department of Environmental Protection’s Sinkhole Database to assess risk levels in different areas.
  • Hire a Soil Engineer: A professional evaluation ensures your home’s foundation will remain stable.

Assess Accessibility and Convenience

Choosing a safe location goes beyond natural risks—it should also meet your daily living needs.

  • Proximity to Emergency Services: Select locations within a short drive to hospitals, fire stations and police departments.
  • Access to Major Highways: Ensure you’re near evacuation routes for hurricane safety.
  • Shopping and Healthcare: Having grocery stores, pharmacies and medical facilities nearby improves convenience and quality of life.

Choose a Safer Florida Home From Jacobsen  

Jacobsen Homes has been building high-quality manufactured homes in Florida for over 60 years, ensuring they meet the toughest hurricane protection standards. Finding the best location for your manufactured home in Florida requires careful consideration of weather risks, zoning laws, soil stability and lifestyle preferences. Whether you choose a community setting or private land, safety should be your top priority.

At Jacobsen Homes, we build high-quality, storm-resistant manufactured homes tailored for Florida living. Contact us today to explore floor plans that match your ideal location and lifestyle.